If the success of your Small Business depends on the performance of one or more Key Employees it can be completely devestating if that person or those people are unable to work because of illness, injury, or even death.
You can protect your business from financial loss using:
- Life Insurance
- Disability Insurance
- Critical Illness Insurance
If you insure your:
- business partner
- yourself
- talented technican
- influential salesperson
then your business will receive money that will allow you to:
- hire another person to assist with business responsibilities
- pay for additional training for another employee
- pay for business expenes
- make up for a temporary drop in business revenues
A Life Insurance policy will provide a lump sum if an employee or partner dies.
Disability Insurance provides a replacement income, if someone becomes sick or injured and cannot perform the substantial duties of their regular occupation.
Critical Illness provides a lump sum in the case that an employee or business partner is disagnosed with a Terminal Illness.
I work with:
- Industrial Alliance,
- Canada Life,
- Empire Life,
- Sun Life,
- Manulife,
to find the best coverage for your needs, at the best price.
Let me know your concerns. I can help.